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Bonus Checking

It's never been easier to earn money.

For a limited time, you can earn a $100 cash bonus* when you open a Mutual Bank Bonus Checking Account and do a few simple things to qualify. Plus, earn unlimited interest on your entire balance1. Simple, right? So what are you waiting for? Call or visit any Mutual Bank today to get started.


Bonus Checking Benefits:

  • No minimum balance to earn interest1
  • Easy to waive $10 monthly fee by keeping a $1,500 minimum daily balance2
  • Free Online & Mobile Banking, with Mobile Deposit3
  • Expert team ready to help you open or switch an account

To Qualify For The $100 Bonus*:

  • Open your account with $50 or more
  • Keep an average monthly balance of $1,500 for the first 2 monthly statement cycles
  • Have direct deposits of at least $100
  • Be at least 18 and not a signer on another Mutual Bank checking account

View Account Policies, Fees and Agreements

Open a Bonus Checking Account

Call 1.866.986.9226

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Bonus Checking Benefits

*Get $100 when you open a new Bonus Checking ($50 minimum opening deposit) while this offer lasts and keep an average monthly balance of $1,500, plus have direct deposits totaling $100 or more post to your account, for two monthly statement cycles from opening. You will receive the $100 Bonus credit to your account within 30 days thereafter. To qualify for bonus, you must be the primary account holder and be 18 years of age. Offer not available if any account owner already has a Mutual Bank checking account at time of account opening. One bonus per customer. If multiple accounts are opened with same signer, only one account will be eligible for bonus. Bonus will be reported to the IRS. Offer may be withdrawn without notice.

1Bonus Checking rate is variable and subject to change after account opening. Annual Percentage Yield (APY) as of 8/28/2017 is 0.20 % APY for balances of $0.01 and up.

2Subject to $10 Monthly Fee if balance dips below $1,500 during monthly statement cycle. Subject to $4 Inactivity Fee in any statement cycle if balance dips below $250 and account has had no activity for sixty days or more. ATM Fee waived at Mutual Bank ATMs; $1.50 ATM Fee at other banks’ ATMs. Other Banks may also charge a fee for use of their ATMs; avoid these fees when you use a SUM Member surcharge-free ATM. Fees may reduce earnings.

3Mobile carrier fees may apply.

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