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Deposit Rates

Rates subject to change without notice.

Have a quick question or want help choosing? Call us at 1.866.986.9226 to discuss current rates and accounts.

IRAsMinimum to Earn InterestAPYInterest Rate
48 Month IRA More Info$101.20%1.20%
24 Month IRA More Info$101.05%1.05%
18 Month IRA More Info$101.05%1.05%
18 Month Variable Rate IRA* More Info$101.05%1.05%
12 Month IRA More Info$100.40%0.40%

All deposits insured. Member FDIC. Member DIF. Rates shown are subject to change without notice. Please ask a Mutual Bank representative for complete account information.  

*Rates are variable and may change after account opening.

REWARD CHECKING  When the qualifications are met during a Qualification Cycle average daily balances up to and including $10,000 in your Reward Checking account earn an interest rate of 1.99% resulting in an annual percentage yield of 2.00%; and average daily balances over $10,000 earn an interest rate of .20% on the portion of the average daily balance over $10,000, resulting in a range from 2.00% to .36% annual percentage yield depending on the account’s average daily balance.  This range assumes a $10,000.01 - $100,000.00 account balance, although higher balances are accepted.  When the qualifications are not met, ATM withdrawal fees are not refunded and the interest rate earned on the entire average daily balance in the account will be .05% resulting in an annual percentage yield of .05%

REAL SAVER - When the qualifications are met during Qualification Cycle average daily balances up to and including $50,000 in your REAL SAVER account earn an annual percentage yield of .50% and average daily balances over $50,000 earn an interest rate of .35% on the portion of the average daily balance over $50,000, resulting in a range from .50% to .40% annual percentage yield depending on the account’s average daily balance.  This range assumes a $50,000.01 - $100,000.00 account balance, although higher balances are accepted.  When qualifications are not met, the entire average daily balance in the REAL SAVER account earns an interest rate of .05% resulting in an annual percentage yield of .05%. 

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