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Partnering with Local Business to Provide Mutual Growth in Southeastern Massachusetts

At Mutual Bank, an investment in a local business is an investment in the community. For any business starting out or looking to expand, the entire process can be challenging. That’s why the Mutual Bank team believes in not only providing guidance with your loan, but also in becoming a valued partner, supporting you in your decisions at every step.

All great success stories begin with a great challenge, and sometimes all you need is expert support. Watch a local leader and local dreamer tell their stories.

Watch a Mutual Growth Story

Contact Mutual Bank to Set Up a Consultation With a Team Member Below

Jeff Charnel headshot

Jeff Charnel

Vice President
Commercial Lending
Southeastern MA


Meet Jeff Charnel

Vice President of Commercial Lending, Jeff Charnel comes to Mutual Bank with over 13 years of banking experience. Holding an Accounting & Finance degree from Newbury College, Jeff is also an active member of the community. He is on the City of Brockton's License Commission and has previously served on the City of Brockton's Zoning Board of Appeals. He serves on the Board of Directors for the School on Wheels Massachusetts, the Brockton Board of Governors for the Old Colony YMCA and is an active member of the Rotary Club of Brockton. Outside of Mutual Bank, Jeff enjoys traveling—aiming to visit a new place every year!

“As a commercial lender, I enjoy being a part of the fabric of the community, helping people achieve their dreams."

Tim Coe headshot

Tim Coe

Vice President
Commercial Lending
Middleboro Region


Meet Tim Coe

Vice President of Commercial Lending, Tim Coe brings more than 30 years' experience in SBA lending, commercial lending and business banking to Mutual Bank. A graduate of Bridgewater State University, he began his career in the financial industry in 1980 and hasn't looked back since. When he is not providing his expertise at Mutual Bank, Tim enjoys serving on the Board of Directors for the Hannah B.G. Shaw Home in Middleborough—a nonprofit organization dedicated to the long-term care of local senior citizens. He also has managed and coached Little League for 34 years.

"I think it's important to show our business partners that they are more than just a number. With Mutual Bank, you can be sure that you'll get the personalized care you need to meet your goals."

Tom Kelly headshot

Tom Kelly

Assistant Vice President
Commercial Loan Officer
Southeastern MA


Meet Tom Kelly

Assistant Vice President and Commercial Loan Officer, Tom Kelly joined the Bank in 2014 after a successful 15-year career in hospitality sales and management.  Prior to his current role, Tom worked in residential mortgage lending, in retail banking as a Branch Manager, in operations within the Bank’s call center, and in marketing and business development. With the local community close to heart, Tom is a Board member of the United Way of Greater Taunton/Attleboro, Treasurer of the Attleboro Literacy Center, Corporator at the Attleboro YMCA, an officer of the Attleboro Rotary Club and a member of both the United Regional and the Tri-Town Chambers of Commerce. He resides in Attleboro, where he enjoys spending time with his wife and two young children.

“My mission is to guide and educate my clients throughout the lending process, ensuring that each individual makes sound financial decisions based on their situation and goals.”

Dan Trout headshot

Dan Trout

Senior Vice President
Commercial Lending
Southeastern MA


Meet Dan Trout

Senior Vice President of Commercial Lending, Dan Trout has been in banking for over 35 years. He graduated with honors from the America’s Community Bankers National School of Banking, and is a graduate of the ACB’s Senior Leadership Institute. He holds a B.S. from St. Lawrence University. Dan’s current community involvement includes serving on the Board of Directors for the Old Colony YMCA, on the Old Colony Elder Services Money Management Committee, member of the Rotary Club of Brockton and is active in coaching Abington Youth basketball. Formerly, Dan has served on the Board of Directors for the Brockton Visiting Nurse Association, is a past President of the Rotary Club of Brockton and a past Director of the Metro South Chamber of Commerce. Dan oversees the commercial lending group as well as assisting his portfolio of clients.

“I enjoy assisting my clients, acting as a trusted advisor for their financial borrowing needs.”

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