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RefiU Student Loan Refinancing  


Whether you want to reduce your monthly payment, pay off your loan faster or consolidate student loans, RefiU Student Loan Refinancing from Mutual Bank is a fast way to get ahead so you can focus your hard-earned money on you. Refinance your student loans today – apply in as little as 10 minutes.


There are many great reasons to refinance student loans:

  • Lower monthly payments
  • Lower interest rates on your student loans
  • Consolidate student loans
  • New loan terms to pay off your debt faster
  • Best of all, you can gain financial freedom

View a list of frequently asked questions about RefiU.

Get financial freedom today from the local bank that's here for you tomorrow.

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Start saving today with rates as low as 5.75% APR*.

Apply Now

Refinance Your Student Loans & Enjoy These Benefits:

Save More Overall

Pay Less Monthly

Pay $0 Fees to Refinance

Apply in 10 Minutes or Less

Student Loan Refinancing FAQs

Rate subject to credit approval. Restrictions and qualifications apply. Getting your rate before applying has no impact on your credit score.

*Fixed rate is based on the Prime Rate as published in The Wall Street Journal. As of June 6, 2019, the Prime Rate is 5.50%. Fixed interest rates range from 5.75% to 7.750% (5.75% to 7.750% APR) based on applicable terms, level of degree earned and presence of a co-signer. Lowest rates shown are for eligible applicants, and includes our Automatic Payment discount of 0.25 percentage points. Subject to additional terms and conditions, and new loan rates are subject to change at any time without notice. Such changes will only apply to applications taken after the effective date of change. It is the policy of Mutual Bank to provide every potential borrower with disclosure information before they apply for an education refinance loan. The borrower will be presented with an Application Disclosure and an Approval Disclosure within the application process before they accept the terms and conditions of their loan.

Automatic Payment Rate Discount: Borrowers will be eligible to receive a 0.25 percentage point interest rate reduction on their student loans during such time as payments are required to be made and our loan servicer is authorized to automatically deduct payments each month from any Mutual Bank checking or savings account. If our loan servicer is unable to successfully withdraw the automatic deductions from the designated account three or more times within any 12-month period, the borrower will no longer be eligible for this discount.

Ask a Question

A Mutual Bank loan specialist can answer your questions and advise you about your student loan refinancing. When you submit a question in the form below, we'll respond by phone or email within one business day, or sooner.

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